What is Wealth Management

What is wealth management?

Apogee help clients to build, protect and grow their wealth at all stages of their life. Ultimately, we’re able to give our clients control over their personal finances, along with much-needed peace of mind in an increasingly complex financial world.

Your personal circumstances are unique to you and we’ll tailor your financial plan accordingly, which will include a combination of some or all of our key services.

KEY SERVICES:

Protection against death, ill health and critical illness

We can make sure you and your family have the necessary plans in place to secure your future.

Tax planning

We’ll make sure your finances are structured in the most tax-efficient way to maximise what you have during your lifetime and what you can pass on to future generations.

Investment planning

We have a robust process in place for selecting the right tax structure, confirming an appropriate asset allocation, identifying the best funds and reviewing performance and returns to maximise your wealth.

Retirement planning

Our experienced and qualified team can guide you through this increasingly complex area.

Lifetime financial planning

Through a disciplined and proactive approach, we can help you to achieve your long term financial goals by working with you to create a financial plan, which will evolve as your circumstances change and become the blueprint for your personal financial journey.

Employee benefits

We have a huge amount of experience working with different types of businesses, from small owner managed businesses to very large publicly quoted companies, arranging appropriate plans for employees.

WHO DO WE WORK WITH:

Apogee Wealth Management is a progressive, advice-led firm, and our clients include private individuals, trustees, business owners, corporate clients, and other professional connections.

 

Private clients

Family protection:
– Life assurance, critical illness cover, income protection

Savings and investment planning:
– ISAs, unit trusts, OEICs, investment trusts, ETFs
– Investment bonds (onshore and offshore)
– Structured products, VCT, EIS
– Access to discretionary fund management

Pension and retirement planning:
– Personal/stakeholder pensions
– Self invested personal pensions (SIPP); Small self administered schemes (SSAS)
– Income drawdown, phased retirement, flexi access pensions
– Annuity purchase (including enhanced/impaired life annuities)
– Final salary / defined benefit pension advice
– Cashflow modelling

Inheritance tax and estate planning

Companies

Advising on contractual and workplace pension schemes
Pension scheme restructures
Auto Enrolment services – Establishing new schemes; reviewing existing arrangements
General compliance audits
Retirement counselling / Redundancy counselling services
At retirement services for members – annuities, flexible pensions
Group protection arrangements, such as death in service, PMI and group income protection

Professional clients

Trustee and lasting power of attorney services
Tax efficient investing
Inheritance tax solutions
Financial planning and divorce
Sale of a business/sudden wealth

Our Apogee Wealth Private Clients Guide
Our Financial Planning & Divorce
Our Apogee Wealth Owner Managed Business Guide
Our Apogee Wealth Employee Benefits Guide
Our Apogee Wealth Trustee Investment Guide
If you are interested in learning more about what Apogee has to offer contact us today on:
01565 757 811 or email us at advice@apogeewealth.co.uk

Apogee Wealth Management Ltd,

No. 1 Booths Park, Chelford Road, Knutsford,
Cheshire
WA16 8GS