Financial Planning


If you’re going to invest with us, first we need to invest time in you. In particular, we need to understand your future plans, goals, dreams and worries.

With a clear picture of what you want to achieve, we can meticulously prepare your individual financial plan and advise you on all aspects of your finances, from investments and pensions to insurance and estate planning. If things change along the way; that’s fine, we’ll amend and adapt as necessary, to secure the future you want for you and your family.


For most people, insurance is essential for ensuring their family’s financial security if they have an accident, become ill or die. In addition to the obvious emotional turmoil such an event creates, it can also be financially devastating to families. We can ensure that at the worst possible time you and your loved ones can focus on the things that matter most, without the distraction of financial worries.

Our service includes establishing what levels and types of financial cover you might need and implementing the most suitable arrangements protecting you and your loved ones against death, critical illness, and loss of income due to reasons of ill health.


“May I take this opportunity to thank you for your help and advice reviewing my pension. You took time explaining pensions in a language that was easy to understand and advised me in what was required to have a decent liveable retirement.”

Mr. David Norris


Investment of any kind comes with some element of risk. Even investment in cash can see the real rate of return wiped out after the effects of inflation have been taken into account. Investment in assets other than cash have, over the long term, generally proven to be rewarding for those investors willing to accept some degree of risk although most of us will be acutely aware that investments in equities, bonds and property can fall as well as rise.

Apogee Wealth Management Ltd will help guide you through the myriad of investment choices available to you. We will identify a suitable strategy that will provide the right structure and profile to give you the best opportunity to achieve your investment objectives in the most appropriate way.

“Apogee Wealth Management install a lot of confidence in what they do, giving us piece of mind that our money is being managed correctly.”

Mr. David & Mrs. Susan Mabbott


Whether you’re saving for retirement or you’re already there, our experienced and qualified team can guide you through this increasingly complex area. Because we are truly independent, we can advise on any pension arrangements you already have and help guide you towards the best outcome for you.


Although it can be an emotive subject, we firmly believe that it’s best to deal with your inheritance liability by facing it square on. Like many of our other clients, you might have accumulated significant wealth, minimising the risks involved and paying the least amount of tax along the way.

You’ll no doubt want to pass as much of this as possible on to your children and heirs. However, if effective plans are not in place, your estate may be reduced significantly on your death. Fortunately there is a solution for almost every situation and we can work with you to protect your assets and ensure that your estate is passed on intact.

Defined Benefit (DB) Pension Transfers CTA
Our Inheritance Tax Planning Guide
Our Tax Efficient Investing Guide
Our Private Client Guide
Our Service Guide
Apogee Corporate clients


“Your expert advice was very much appreciated. Not only did you make me feel at ease when it came to deciding the type of pension, you also spent time and effort deciding on the most appropriate investment strategy.”

Mr. Michael Lynch


If you are interested in learning more about what Apogee has to offer contact us today on:
01565 757 811 or email us at

Apogee Wealth Management Ltd,

No. 1 Booths Park, Chelford Road, Knutsford,
WA16 8GS